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It is difficult to talk clearly about the costs of cash advances, because the offers differ significantly in this respect. Example 1. Suppose you need $ 4000 for a period of 30 days. You take out a loan at Extraportfel. You give back $ 5,117 on the set date (APR is 1900% per annum). Example 2. Suppose you borrow $ 4,000 for 30 days at Vivus. You must return $ 4,800 within the time limit (APR is 819.10% per annum). Example 3. Suppose you need $ 4000 for a period of 45 days. When taking a cash advance at Lendon, you have $ 5,189 to give back (APR is 726% per annum). As can be seen from the above examples, the longer the repayment period, the cheaper the loan. So if you care about lower costs, think about a cash advance for 45 days or even 65 days. Do you want to borrow wisely? Choose a free cash advance It is worth remembering that non-bank companies offer the so-called > cash advances for free. These are quick loans with 0% APRC - therefore, granted on preferential terms. This means that the lender does not charge interest or charge a commission. To get cash advances for free, you should: apply for a loan as a new customer, repay the liability on time (there is no possibility of a paid extension of the repayment period), meet the standard terms and conditions as a borrower. By choosing a free loan, you can save up to several hundred dollars. Example 4. Suppose you need $ 3000 for a period of 30 days. You apply for cash advances in SzybkaGotowka. You give back 3000 USD within the time limit - no additional fees. Any other free loan works on this principle.

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